Since 1945 there have been 13 recessions in the United States, according to the National Bureau of Economic Research. While economists are still divided over whether another recession is imminent, it’s clear that times of economic uncertainty are ahead. There are some factors that are out of our control but as Benjamin Franklin said, “By failing to prepare you are preparing to fail,” so putting a proactive strategy in place can help put the odds in your favor of not just surviving but even thriving.